fbpx

Related Articles

Kakeibo: The Art of Financial Mindfulness

By Gina Messina, Ph.D. About a year ago, a friend introduced me to Kakeibo, the Japanese art of budgeting and applying mindfulness to our spending, and I’ve been obsessed ever since. You see, I am a major contributor to our consumeristic culture. I see something shiny and I think I have to have it. A friend jokes that she hates going shopping with me because I have to pick up and touch everything on the shelves (although I’ve eliminated that practice due to COVID!).  Like so many of us, I am easily persuaded by marketing tactics. Now that we so rarely spend cash, it feels like I can simply swipe a card, click a button, or use my fingerprint and suddenly I have a new…

To view this post, you must purchase a paid-subscriber plan—learn more here.

Empathy Makes You a Better Leader: Here are 3 Reasons Why

Empathy makes you a better leader. In general, women are perceived to be the most “empathetic” gender, and the science says there may be some truth to that perception. One study found that women are better at feeling others’ pain; female brains react more to images or videos of a person being in pain than male brains. It turns out that high empathy is a very positive thing for women in the workplace, especially if they’re in leadership positions. A recent report by Catalyst found that, especially in the post-pandemic workplace, empathy is a critical leadership skill that influences important factors like innovation and employee satisfaction. There’s no doubt about it: empathy is a necessary skill to have as a leader. Here are 3 benefits…

To view this post, you must purchase a paid-subscriber plan—learn more here.

When is it Okay to Use Your Credit Card?

by Carol Strazinsky When is it okay to use your credit card? This is an important question to be asking ourselves. It can be tempting to purchase that designer handbag you’ve been fawning over, or even to pay for groceries when finances are a bit tight. However, when you are getting ready to swipe that card, take a step back and think about why you are making the purchase and whether it will benefit you and your financial wellness. So when does using your credit card makes sense and what pitfalls should you avoid? You’re strategically leveraging rewards. It’s perfectly possible to reap the benefits of cash back rewards without going into debt to earn them. How? Try using your credit card just for everyday purchases…

To view this post, you must purchase a paid-subscriber plan—learn more here.

Mistakes Happen. It’s What We Do Next That Matters Most

March Madness is certainly living up to its name this year! Who doesn’t love watching mid-majors get their time in the spotlight! St. Peters, Creighton, South Dakota are all battling schools whose budgets probably match the “supplies” line in most BCS budgets. Even though watching the underdog is fun, we know winning and losing is so much more than the haves and the have nots. As I remind the teams I work with, if we already knew who was going to win the game based on analytics, stats or budget, we could save a lot of time and money and just crown the winner based on predictions. But stats and predictions lie! We play the game to see who is best on that day. That…

To view this post, you must purchase a paid-subscriber plan—learn more here.

Student Loan Mistakes to Avoid

There is a lot to talk about when it comes to student loans, so today I’m just going to speak from experience. I’M GOING TO UNWRAP ALL THE MISTAKES I MADE AND WHAT TO DO ABOUT THEM, AS WELL AS HOW TO DO IT THE RIGHT WAY!  When I graduated high school, I could attend college for free. I lived with my mom and fell under her W2s. My biggest mistake was getting married 2 years later. This pushed me under my now ex-husband’s W2 and I was no longer eligible for free school. I had to take out a loan to finish my degree, so I took out $25,000 to cover my last 2 years of school. When I graduated, I got a job…

To view this post, you must purchase a paid-subscriber plan—learn more here.