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Kakeibo: The Art of Financial Mindfulness

By Gina Messina, Ph.D. About a year ago, a friend introduced me to Kakeibo, the Japanese art of budgeting and applying mindfulness to our spending, and I’ve been obsessed ever since. You see, I am a major contributor to our consumeristic culture. I see something shiny and I think I have to have it. A friend jokes that she hates going shopping with me because I have to pick up and touch everything on the shelves (although I’ve eliminated that practice due to COVID!).  Like so many of us, I am easily persuaded by marketing tactics. Now that we so rarely spend cash, it feels like I can simply swipe a card, click a button, or use my fingerprint and suddenly I have a new…

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When is it Okay to Use Your Credit Card?

by Carol Strazinsky When is it okay to use your credit card? This is an important question to be asking ourselves. It can be tempting to purchase that designer handbag you’ve been fawning over, or even to pay for groceries when finances are a bit tight. However, when you are getting ready to swipe that card, take a step back and think about why you are making the purchase and whether it will benefit you and your financial wellness. So when does using your credit card makes sense and what pitfalls should you avoid? You’re strategically leveraging rewards. It’s perfectly possible to reap the benefits of cash back rewards without going into debt to earn them. How? Try using your credit card just for everyday purchases…

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Student Loan Mistakes to Avoid

There is a lot to talk about when it comes to student loans, so today I’m just going to speak from experience. I’M GOING TO UNWRAP ALL THE MISTAKES I MADE AND WHAT TO DO ABOUT THEM, AS WELL AS HOW TO DO IT THE RIGHT WAY!  When I graduated high school, I could attend college for free. I lived with my mom and fell under her W2s. My biggest mistake was getting married 2 years later. This pushed me under my now ex-husband’s W2 and I was no longer eligible for free school. I had to take out a loan to finish my degree, so I took out $25,000 to cover my last 2 years of school. When I graduated, I got a job…

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5 Ways Women Can Take Ownership of Their Health and Well-Being

Every woman deserves to feel her best. Although you can feel confident while dressing authentically or surrounding yourself with loved ones, supporting your health is crucial. Use these tips to take ownership of your health and well-being and experience your best year yet. 1. Advocate for Your Needs Consider what you require for your physical and mental health to thrive. You might need to address those things with help from others, like your doctor or loved ones. When you reach that point, you’ll need to learn how to advocate for yourself. Maintaining your health records and preparing questions for doctors are excellent ways to make progress. You’ll know how to vocalize your concerns to address your most pressing needs. Sometimes advocating means talking with your…

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The impact of intersectionality in the workplace

Intersectionality in the workplace: the implications on leadership. During the 2012 presidential election, Oprah Winfrey shared that she was continually being bombarded with questions about who she would support: Barack Obama, the Black candidate, or Hillary Clinton, the female candidate.  She said that the question assumed that she could split her identity. But as a black woman, she couldn’t, she identified with both of them. In that moment, Winfrey gave us a window into the experience of intersectionality. She sparked a conversation about a concept that has been voiced for decades by those at the margins of mainstream America.  Read more: What is intersectionality and why is it important?  Seeking to highlight that one’s lived experience cannot simply be reduced to the sum of racism…

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