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Kakeibo: The Art of Financial Mindfulness

By Gina Messina, Ph.D. About a year ago, a friend introduced me to Kakeibo, the Japanese art of budgeting and applying mindfulness to our spending, and I’ve been obsessed ever since. You see, I am a major contributor to our consumeristic culture. I see something shiny and I think I have to have it. A friend jokes that she hates going shopping with me because I have to pick up and touch everything on the shelves (although I’ve eliminated that practice due to COVID!).  Like so many of us, I am easily persuaded by marketing tactics. Now that we so rarely spend cash, it feels like I can simply swipe a card, click a button, or use my fingerprint and suddenly I have a new…

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Women in Today’s Workplace: Two Steps Forward, One Step Back?

The post-pandemic workplace is littered with uncertainty for workers in all industries, especially women. While the brunt of the COVID-19 pandemic has passed, the lack of a steady workplace for women is still a prevalent problem. COVID-19 and Women’s Employment During the COVID-19 pandemic, women were 33% more likely than men to work in an industry shut down by the pandemic. Research indicated that jobs held by women were 1.8 times more vulnerable than those held by males. Women made up 39% of the employment on a global scale, but they accounted for 54% of the job losses worldwide. Economists also report that women were much more likely than men to be furloughed during the pandemic. In addition, women were furloughed for longer periods than…

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7 Ways to Stay Present in the Moment

When people talk about staying present or living in the moment they are often talking about mindfulness. But what does that mean? Being mindful refers to intentionally paying attention to what is happening around you and within you. Why? So you can experience life moment by moment as it unfolds and without judgement. This type of mindful, present-focused living keeps you out of your head, stops you from ruminating on things that went wrong in the past, and lessens the amount of time you spend worrying about what could go wrong in the future. As a result, living in the moment can enable you to enjoy the moment more and feel like your life is more meaningful or fulfilling.  In fact, these types of interventions…

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Student Loan Mistakes to Avoid

There is a lot to talk about when it comes to student loans, so today I’m just going to speak from experience. I’M GOING TO UNWRAP ALL THE MISTAKES I MADE AND WHAT TO DO ABOUT THEM, AS WELL AS HOW TO DO IT THE RIGHT WAY!  When I graduated high school, I could attend college for free. I lived with my mom and fell under her W2s. My biggest mistake was getting married 2 years later. This pushed me under my now ex-husband’s W2 and I was no longer eligible for free school. I had to take out a loan to finish my degree, so I took out $25,000 to cover my last 2 years of school. When I graduated, I got a job…

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