fbpx

The retirement conversation – planning with your partner

retirement conversation
Retirement. It’s that magical moment when you leave work behind, sleep in every day, and travel as much as you want. Or wait, maybe it’s an opportunity to finally start that business you’ve always dreamed of, or be there for your grandkids, or go back to school to get your master’s degree or start training for that marathon. You may know what YOU want out of retirement, but do you know exactly what your partner wants? As you get closer to an age where you’re looking to leave 9 to 5 behind, it’s important to sit down together and talk about what those years will look like.  This survey by Fidelity Investments is a few years old, but the findings hold true.  There are significant…

To view this post, you must purchase a paid-subscriber plan—learn more here.

Related Articles

Helping Elderly Parents Manage Finances

With record numbers of Americans hitting their golden years, parents will increasingly be dependingupon their children to manage finances. According to a 2015 Pew Research Study, in the United States64% of those with a parent age 75 or older have provided help with finances, errands and personal care,while about half (52%) of those with parents age 65 to 74 have done so as well. Stepping into this rolecan be daunting.It was clear when my family was hit with my dad’s Alzheimer’s diagnosis that one of the things I could doto help was to bring organization and control to my parents’ finances. They had been managing well, butmy siblings and I started to see some small warning signs that things were getting away fromthem. Minor disputes with creditors, multiple visits…

To view this post, you must purchase a paid-subscriber plan—learn more here.

Kakeibo: The Art of Financial Mindfulness

By Gina Messina, Ph.D. About a year ago, a friend introduced me to Kakeibo, the Japanese art of budgeting and applying mindfulness to our spending, and I’ve been obsessed ever since. You see, I am a major contributor to our consumeristic culture. I see something shiny and I think I have to have it. A friend jokes that she hates going shopping with me because I have to pick up and touch everything on the shelves (although I’ve eliminated that practice due to COVID!).  Like so many of us, I am easily persuaded by marketing tactics. Now that we so rarely spend cash, it feels like I can simply swipe a card, click a button, or use my fingerprint and suddenly I have a new…

To view this post, you must purchase a paid-subscriber plan—learn more here.

Is Your Pre-Pandemic Job Still Right for You?

Is Your Pre-Pandemic Job Still Right for You? The world is slowly returning back to “normal” 一 or as close to normal as things get while continuing to live with the threat of a global pandemic. And this return to “normal” has left many of us wondering: do I want to go back to exactly the way things were pre-pandemic? Here are some things to consider when weighing the pros and cons of staying at your pre-pandemic job. Many are leaving their pre-pandemic jobs As employers call workers back into the office, many people are choosing not to go back to their old jobs at all. Although a record number of open jobs are available in the U.S., hiring has gone way down. And people…

To view this post, you must purchase a paid-subscriber plan—learn more here.

Intersectionality and longevity: who gets to live the longest, healthiest lives?

Intersectionality is a term that describes the overlapping inequalities many of us face as women, as people of color, as older adults, as members of the LGBTQ+ community, as those who are differently abled. The lived experience of a Black woman, for example, is different than that of a Caucasian woman or a Black man. And the experience of a Black woman over 65 is different yet again – she faces an additional “layer” of inequality.  Read more: What is intersectionality and why is it important?  Intersectionality considers each of us as having a combination of social identities that impact the opportunities available to us, the power we hold, and the discrimination and oppression we may face.   Most people probably don’t think of intersectionality in…

To view this post, you must purchase a paid-subscriber plan—learn more here.

Self-Esteem vs. Confidence & How to Cultivate Both

Self-Esteem vs. Confidence: What’s the Difference? Imposter syndrome is something we are all challenged with from time to time and further developing your self-esteem and confidence is critical to overcoming it. However, it is important to note that although these traits are often spoken about as if they are the same, they are actually different, and both need to be cultivated.  “Esteem” is derived from the Latin aestimare, meaning “to value.” Self-esteem is how you feel about yourself and what you do; it is your sense of self-worth. It also establishes your relationships with yourself, others, and the world.  Confidence comes from the Latin fidere, which literally means “to trust.” Thus, confidence is self-assurance and the ability to trust oneself; it is the capacity to…

To view this post, you must purchase a paid-subscriber plan—learn more here.